Every bill, sub, and recurring charge.
In one place you actually control.
RecurWell is a personal bill tracker for iOS. No bank logins. No Plaid. You upload statements and receipts from the last 90 to 730 days, and the app figures out every recurring commitment, predicts the next charge, and warns you before renewals hit.
Free for 7 days. Cancel anytime in Settings.
Works with statements from
Track obligations, not just streaming subs.
RecurWell covers every fixed or recurring charge in your life, not only the ones with a logo.
Statement import, not bank logins
Upload CSV, OFX, QFX, or PDF from any bank. Apple Card, Chase, BofA, Wells, Capital One, Amex, and more are parsed automatically. What you do not upload, we do not see.
Auto-detect every recurring charge
RecurWell groups charges by merchant, measures the cadence, and promotes them to bills. Rent, streaming, SaaS, insurance, loans, gym, annuals, and everything in between.
Receipt scanner that handles long rolls
Single-photo receipts work. Long Costco and Walmart rolls work too — capture overlapping shots, the app stitches them into one structured receipt with line items.
Know before you get charged
Configurable lead time on every bill. Annuals get a 30-day heads-up. Flags price hikes when Netflix goes from $15.49 to $17.99 and trial conversions the week they happen.
Cash-flow forecast
See every predicted charge for the next 12 months at a glance. Catch subscription creep by comparing this month to three and twelve months ago.
Business vs personal, built in
Tag any receipt as business, reimbursable, or tax-deductible. Export a clean CSV grouped by tag at tax time. Ideal for solo operators and side-business owners.
Three steps. No bank credentials.
Upload what you have
Pick a statement file or snap a receipt. CSV, OFX, QFX, PDF, or a photo. No account linking.
We parse and detect
Statements are parsed on-device or via our private OCR. Recurring charges get promoted to bills with a confidence score.
Stay ahead of renewals
Get reminded on your schedule. See the next 12 months of cash flow. Export everything for tax prep.
Everything that hits your account on a cycle.
Mortgage, rent, HOA, gas, electric, water, internet, phone, auto and home insurance, DMV renewals, streaming, SaaS, gym, warehouse clubs, credit card annual fees, domains, tuition, donations. All of it.
Free for 7 days. Pick a plan after.
Every plan unlocks the full app. No tiers, no feature gates.
Monthly
- Full app access
- Cancel anytime
- Best for trying RecurWell
Yearly
Best valueWorks out to about $5.00 per month. Saves about 17%.
- Full app access
- 7-day free trial
- Best value for most users
Lifetime
- Full app access forever
- No renewals, no surprises
- Pricing announced at launch
Free for 7 days. $59.99 per year after. Cancel anytime in Settings.
Your money data stays yours.
Most finance apps make you trade credentials for convenience. RecurWell is built the other way around. You share what you choose, nothing more. Read the full Privacy Policy.
- No bank credentials are ever collected
- No Plaid, no Teller, no third-party data brokers
- Uploaded statements and receipt images are stored encrypted in Firebase
- You can delete all your data from in-app settings at any time
- No third-party advertising or analytics SDKs that share financial data
- OCR calls are made server-side, your raw statement text never leaves Google Cloud
Common questions, answered plainly.
Does RecurWell connect to my bank?+
No. RecurWell never asks for bank credentials. You upload statements (CSV, OFX, QFX, PDF) from your bank or export receipts from the Apple Wallet. The app works entirely from files you provide.
Which banks are supported?+
Any bank whose statements you can export. We ship dedicated parsers for Chase, Bank of America, Wells Fargo, Capital One, American Express, Discover, Apple Card, Citi, USAA, and Fidelity. For everything else, there is a generic CSV importer and a PDF OCR fallback.
How much history can I import?+
90 days is enough to start detecting most bills. 12 months is the recommended target. Up to 24 months is stored and analyzed.
Can I scan a long Costco receipt?+
Yes. The long-receipt mode captures overlapping shots with an alignment guide, then stitches them into one structured receipt with line items, tax, and total.
Is there a free version?+
There is a 7-day free trial with full access. After that, a subscription is required. There is no permanent free tier.
Does RecurWell work on Android?+
iOS is the launch platform. Android is on the roadmap after v1.
Take back your renewals.
Free for 7 days. $59.99 per year after. Cancel anytime in Settings.